Roof Claims Adjuster

Make sure to get a written estimate on a roofing company s letterhead with the company s contact information.

Roof claims adjuster. Some roofing companies employ certified public adjusters who will deal with your insurance company on your behalf. Step 6 the insurance company processes your roof damage insurance claim covering the cost of repairing your roof to its pre loss condition or replacing your roof. Know your appeal rights. According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.

Sometimes the original adjuster will come back out alone or along with his or her supervisor to reinspect it especially if the roof was wet during the first inspection or if the adjuster did not get on the roof to inspect closely. Depending on the circumstances your insurer may deny the claim or pay less than the repair or replacement cost. The claim handler may ask for photos of the damages prior to sending out another representative. Claim adjusters can incorrectly underpay and deny roof damage insurance claims.

Remember the adjuster is paid by your insurance company not by you. An adjuster hired by the insurance company comes out to inspect the damage. The inspector looks for ways to deny the claim. It s your right to have your claim assessed adjusted and settled in a fair manner.

Know that a roof insurance claim is a long process. They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company. If it is obvious that the claim must be paid the adjuster will recommend the cheapest repairs possible. Get a second opinion from your own roof damage claim adjuster an experienced public adjuster if your claim has been denied.

Step 5 the insurance company sends an adjuster to your house to inspect your roof insurance claim assess the damage and determine what is and is not covered for your roof claim. Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients. The adjuster works with the insurance company and the roof repair company to determine the amount of the damage and the cost of repairing or replacing the roof. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.

Your roofing contractor should be able to help you navigate your way through the roof insurance claims process.